{"id":52,"date":"2020-06-01T20:27:00","date_gmt":"2020-06-01T17:27:00","guid":{"rendered":"https:\/\/baytutumlu.com\/index.php\/2020\/06\/01\/hisse-senedi-portfoyumun-diger-yatirim-araclari-karsisindaki-durumu\/"},"modified":"2020-06-01T20:27:00","modified_gmt":"2020-06-01T17:27:00","slug":"hisse-senedi-portfoyumun-diger-yatirim-araclari-karsisindaki-durumu","status":"publish","type":"post","link":"https:\/\/baytutumlu.com\/index.php\/2020\/06\/01\/hisse-senedi-portfoyumun-diger-yatirim-araclari-karsisindaki-durumu\/","title":{"rendered":"Hisse Senedi Portf\u00f6y\u00fcm\u00fcn Di\u011fer Yat\u0131r\u0131m Ara\u00e7lar\u0131 Kar\u015f\u0131s\u0131ndaki Durumu"},"content":{"rendered":"
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Hisse senedi yat\u0131r\u0131m\u0131 yaparken ana amac\u0131m\u0131z risksiz ve g\u00f6rece az riskli yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131 ge\u00e7mek olmal\u0131d\u0131r. Y\u0131ll\u0131k %10 oran\u0131nda risksiz getiri vaad eden vadeli mevduattan daha az getiri elde ediyorsak \u00f6ncelikle kendimizi ve yat\u0131r\u0131m kararlar\u0131m\u0131z\u0131 sorgulamam\u0131z gerekir. Fakat bilinmelidir ki, d\u00f6nemsel olarak baz\u0131 yat\u0131r\u0131m ara\u00e7lar\u0131 di\u011ferlerinden \u00e7ok daha fazla getiri sa\u011flayarak aray\u0131 a\u00e7abilir. \u00d6nemli olan bu bu getirinin s\u00fcrd\u00fcr\u00fclebilir olmas\u0131d\u0131r. \u00d6rne\u011fin gram alt\u0131n hem dolar\u0131n hem de ons alt\u0131n\u0131n son y\u0131llardaki h\u0131zl\u0131 de\u011fer art\u0131\u015flar\u0131 nedeniyle son 5 y\u0131lda ciddi manada di\u011fer yat\u0131r\u0131mlardan pozitif ayr\u0131\u015fm\u0131\u015f durumda. \u00d6n\u00fcm\u00fczdeki 5 y\u0131lda ise bunu s\u00fcrd\u00fcr\u00fcp s\u00fcrd\u00fcremeyece\u011fini bilmiyoruz. Ba\u015fka bir deyi\u015fle ev han\u0131mlar\u0131 m\u0131 kazanacak biz mi g\u00f6rece\u011fiz:)<\/span><\/div>\n
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Benim uzun vadede hedefim y\u0131lda reel olarak %8-10 civar\u0131nda bir getiri elde etmek. Bu, hem enflasyonu hem de BIST100’\u00fc yakla\u015f\u0131k %10 ge\u00e7me hedefim oldu\u011fu anlam\u0131na geliyor. E\u011fer bunu ba\u015farabilirsem erken emeklili\u011fe yakla\u015f\u0131k 6-8 y\u0131l i\u00e7inde ula\u015fabilece\u011fimi d\u00fc\u015f\u00fcn\u00fcyorum. Fazla uzatmadan Temmuz 2018’de ba\u015flayan hisse senedi yat\u0131r\u0131m kariyerimde neler yapm\u0131\u015f\u0131m bir bakal\u0131m.<\/div>\n
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Hisse Senedi Portf\u00f6y\u00fcm\u00fcn Di\u011fer Yat\u0131r\u0131m Ara\u00e7lar\u0131 Kar\u015f\u0131s\u0131ndaki Durumu<\/b><\/div>\n
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Tablodan da g\u00f6r\u00fclece\u011fi \u00fczere hisse senedi portf\u00f6y\u00fcm ge\u00e7en 2 y\u0131lda BIST100 ve enflasyonu istedi\u011fim oranda ge\u00e7mi\u015f; dolar ile ba\u015faba\u015f gitmi\u015f fakat az farkla da olsa geride b\u0131rakm\u0131\u015f. Gram alt\u0131ndan ise fark yemi\u015fiz. Yukar\u0131da bahsetti\u011fim hedeflerimi yakalam\u0131\u015f durumday\u0131m. Uzun vadede alt\u0131n\u0131n ve dolar\u0131n kazan\u00e7lar\u0131n\u0131 bu oranda s\u00fcrd\u00fcremeyece\u011fini d\u00fc\u015f\u00fcn\u00fcrsek kendimi ba\u015far\u0131l\u0131 sayabilirim san\u0131r\u0131m. Finansal \u00f6zg\u00fcrl\u00fck yolunda tasarrufun her zaman getiriden \u00f6nce geldi\u011fini d\u00fc\u015f\u00fcnsem de e\u011fer tasarruflar\u0131m\u0131z\u0131 yeterince karl\u0131 yat\u0131r\u0131mlarda de\u011ferlendiremezsek param\u0131n\u0131z enflasyon kar\u015f\u0131s\u0131nda erimesine mani olamay\u0131z. <\/span><\/div>\n

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Detaylara bakacak olursak yat\u0131r\u0131ma ba\u015flad\u0131\u011f\u0131m ilk y\u0131l olan 2018’de ne kadar acemi yat\u0131r\u0131mlar yapt\u0131\u011f\u0131m\u0131 g\u00f6rebiliyorum. Her ne kadar kur krizi d\u00f6nemine denk gelse de BIST100’\u00fcn %0.02 de\u011fer kaybetti\u011fi ilk yat\u0131r\u0131m y\u0131l\u0131m\u0131 %20’den fazla zararla kapatt\u0131m. Yat\u0131rd\u0131\u011f\u0131m miktar\u0131n az olmas\u0131, kay\u0131plar\u0131 \u00e7abuk telafi etmemi sa\u011flad\u0131. 2019 y\u0131l\u0131nda ise %45 civar\u0131nda bir kazan\u00e7la endeksin olduk\u00e7a \u00fczerinde bir performans sergiledim. 2020 y\u0131l\u0131nda ise endeksin %6’dan fazla kayb\u0131na kar\u015f\u0131n portf\u00f6y\u00fcm %17 civar\u0131nda de\u011fer kazand\u0131. <\/span><\/div>\n

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Tabii ki t\u00fcm yat\u0131r\u0131mlar\u0131m hisse senedi piyasas\u0131nda de\u011fil. Eurobond portfoy\u00fcm hisse senetlerine kar\u015f\u0131 do\u011fal bir hedge vazifesi g\u00f6rerek dolar\u0131n getirisinden de pay almam\u0131 sa\u011fl\u0131yor. Uzun vade finansal \u00f6zg\u00fcrl\u00fck portfoy\u00fcmde yakla\u015f\u0131k %65 hisse senedi, %30 eurobond ve %5 nakit bulundurmay\u0131 d\u00fc\u015f\u00fcn\u00fcyorum. Bu nedenle hisse senetleri nihai portf\u00f6y\u00fcmde en b\u00fcy\u00fck pay\u0131 kaplayacak. \u0130\u015fte tam bu y\u00fczden portf\u00f6y\u00fcn bu k\u0131sm\u0131n\u0131n getirilerine daha fazla \u00f6nem veriyorum. <\/span><\/div>\n

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Belli aral\u0131klarla portf\u00f6y\u00fcm\u00fcn getirilerini di\u011fer yat\u0131r\u0131m ara\u00e7lar\u0131 ile kar\u015f\u0131la\u015ft\u0131rmaya devam edece\u011fim. B\u00f6ylece kendimi ve yat\u0131r\u0131m stratejilerimi de test etmi\u015f olaca\u011f\u0131m.<\/span><\/div>\n

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Okudu\u011funuz i\u00e7in te\u015fekk\u00fcr ederim.<\/span><\/div>\n

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Bay Tutumlu<\/span><\/div>\n
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Hisse senedi yat\u0131r\u0131m\u0131 yaparken ana amac\u0131m\u0131z risksiz ve g\u00f6rece az riskli yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131 ge\u00e7mek olmal\u0131d\u0131r. Y\u0131ll\u0131k %10 oran\u0131nda risksiz getiri vaad eden vadeli mevduattan daha…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[5,4],"tags":[],"class_list":["post-52","post","type-post","status-publish","format-standard","hentry","category-borsa","category-hisse-senedi","entry","double"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/52","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/comments?post=52"}],"version-history":[{"count":0,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/52\/revisions"}],"wp:attachment":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media?parent=52"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/categories?post=52"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/tags?post=52"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}