{"id":3544,"date":"2025-08-29T21:07:21","date_gmt":"2025-08-29T18:07:21","guid":{"rendered":"https:\/\/baytutumlu.com\/?p=3544"},"modified":"2025-08-29T22:54:00","modified_gmt":"2025-08-29T19:54:00","slug":"agustos-2025-sonu-portfoy-durumu","status":"publish","type":"post","link":"https:\/\/baytutumlu.com\/index.php\/2025\/08\/29\/agustos-2025-sonu-portfoy-durumu\/","title":{"rendered":"A\u011fustos 2025 Sonu Portf\u00f6y Durumu"},"content":{"rendered":"\n

Herkese selamlar. Bir ay\u0131n daha sonuna geldik. Finansal \u00f6zg\u00fcrl\u00fck i\u00e7in yat\u0131r\u0131ma ba\u015flayal\u0131 tam 86 ay, hedefime ula\u015fal\u0131 ise 23 ay olmu\u015f. Bu ay Tutumlu ailesi i\u00e7in olduk\u00e7a hareketli ge\u00e7ti. \u00d6ncelikle birka\u00e7 ayd\u0131r aray\u0131\u015f\u0131n\u0131 s\u00fcrd\u00fcrd\u00fc\u011f\u00fcm\u00fcz oturaca\u011f\u0131m\u0131z evi sat\u0131n ald\u0131k. Bu sat\u0131n alma i\u00e7in portf\u00f6y\u00fcm\u00fcn bir k\u0131sm\u0131n\u0131 satmak durumunda kald\u0131m. Yakla\u015f\u0131k olarak %60 nakit, %40 kredi kullanarak bir al\u0131m ger\u00e7ekle\u015ftirdik. Ziraat bankas\u0131n\u0131n %2.69 faizli konut kredisinden faydaland\u0131k. <\/p>\n\n\n\n

Zaten uzun bir s\u00fcredir biriktirdi\u011fimiz, ppf’de duran bir nakit rezervimiz vard\u0131. Bunun \u00fczerine hisse senedi portf\u00f6y\u00fcnde yakla\u015f\u0131k %10 \u00e7\u0131k\u0131\u015f ger\u00e7ekle\u015ftirdim. Satt\u0131\u011f\u0131m hisseler s\u0131ras\u0131yla \u015fu \u015fekilde.<\/p>\n\n\n\n

SCHD etf’i: %100 \u00e7\u0131k\u0131\u015f yapt\u0131m. Ortalama sat\u0131\u015f fiyat\u0131 26.93 $<\/p>\n\n\n\n

VAKKO %100 \u00e7\u0131k\u0131\u015f yapt\u0131m. Ortalama sat\u0131\u015f fiyat\u0131 61 TL.<\/p>\n\n\n\n

RYGYO: %20 \u00e7\u0131k\u0131\u015f yapt\u0131m. %80 pay\u0131m devam ediyor. Ortalama sat\u0131\u015f fiyat\u0131 25.08 TL.<\/p>\n\n\n\n

TUPRS: %20 \u00e7\u0131k\u0131\u015f yapt\u0131m. Ortalama sat\u0131\u015f fiyat\u0131 163 TL.<\/p>\n\n\n\n

TBORG %17 \u00e7\u0131k\u0131\u015f yapt\u0131m. Ortalama sat\u0131\u015f fiyat\u0131 160 TL.<\/p>\n\n\n\n

TTRAK %18 \u00e7\u0131k\u0131\u015f yapt\u0131m. Ortalama sat\u0131\u015f fiyat\u0131 616 TL.<\/p>\n\n\n\n

FROTO %4 \u00e7\u0131k\u0131\u015f yapt\u0131m. Ortalama sat\u0131\u015f fiyat\u0131 105 TL.<\/p>\n\n\n\n

Eurobondlardan %3.5 civar\u0131nda \u00e7\u0131k\u0131\u015f yapt\u0131m. Satt\u0131\u011f\u0131m eurobond US900123AL40. Bu eurobondu satmam\u0131n nedeni 2006 ve \u00f6ncesinde ihra\u00e7 oldu\u011fu i\u00e7in al\u0131m sat\u0131m karlar\u0131nda 2025 y\u0131l\u0131 i\u00e7in 200.000 TL’ye kadar olan k\u0131s\u0131m vergiden muaf. SCHD taraf\u0131nda ise hen\u00fcz net hesap yapmamakla birlikte bir miktar vergi \u00e7\u0131kaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorum. Mart 2026’da beyan edip \u00f6deyece\u011fim.<\/p>\n\n\n\n

Sonu\u00e7 olarak oturaca\u011f\u0131m\u0131z evi ald\u0131\u011f\u0131m\u0131z i\u00e7in mutluyum. Bu evi sat\u0131n almak i\u00e7in borsadan minimum tutarda kaynak \u00e7\u0131karmay\u0131 ba\u015fard\u0131\u011f\u0131m\u0131z i\u00e7in de memnunum. \u00d6n\u00fcm\u00fczdeki s\u00fcre\u00e7te hisse senetlerinin iyi performans g\u00f6sterece\u011fini d\u00fc\u015f\u00fcn\u00fcyorum.<\/p>\n\n\n\n

Bu i\u015flemleri yapt\u0131ktan sonra, ay\u0131n son haftas\u0131 portf\u00f6yde ufak birka\u00e7 hisse de\u011fi\u015fikli\u011fi de yapt\u0131m. Bilan\u00e7olar\u0131n\u0131 zay\u0131f buldu\u011fum ve k\u0131sa, orta vadede d\u00fczelme emaresi g\u00f6rmedi\u011fim i\u00e7in Vakko ve T\u00fcrk Trakt\u00f6r hisselerimi satt\u0131m. Yerlerine Kalekim ve Astor Enerji ekledim. Bu \u015firketlerde ilgili payla\u015f\u0131mlar\u0131m\u0131 Patreon hesab\u0131mda detayl\u0131 olarak yap\u0131yorum. Ayr\u0131ca portf\u00f6y g\u00fcncellemelerine de daha s\u0131k aral\u0131klarla oradan ula\u015fabilirsiniz. Bu ay 24’\u00fc \u00fccretsiz olmak \u00fczere toplamda 56 i\u00e7erik payla\u015f\u0131m\u0131 yapm\u0131\u015f\u0131m. <\/p>\n\n\n\n

https:\/\/www.patreon.com\/c\/BayTutumlu<\/a><\/p>\n\n\n\n

G\u00fcncel portf\u00f6y durumu bu \u015fekildedir. <\/p>\n\n\n\n

\n
\"\"<\/figure>\n<\/figure>\n\n\n\n
\n
\"\"<\/figure>\n<\/figure>\n\n\n\n

Eurobond Portf\u00f6y\u00fc<\/strong>
Eurobond taraf\u0131nda bu ekleme yapmad\u0131m. Aksine yukarda belirtti\u011fim gibi 3 adet eurobond sat\u0131\u015f\u0131 ger\u00e7ekle\u015ftirdim. Toplamda 265 $ kupon geliri elde ettim. <\/p>\n\n\n\n

\n
\"\"<\/figure>\n<\/figure>\n\n\n\n

ABD Portf\u00f6y\u00fc<\/strong><\/p>\n\n\n\n

ABD taraf\u0131nda d\u00fczenli etf toplamay\u0131 s\u00fcrd\u00fcr\u00fcyorum. Gerek gelen etf temett\u00fcleri gerekse eurobond kuponlar\u0131yla ufak ufak VOO almaya devam ediyorum. Bu ay SCHD etf’lerimin tamam\u0131n\u0131 ev sat\u0131n al\u0131m\u0131nda kulland\u0131m. Bunun sebebi SCHD’nin olduk\u00e7a y\u00fcksek oranda temett\u00fc vermesi ve beyan s\u0131n\u0131r\u0131na \u00e7ok \u00e7abuk ula\u015fmam\u0131 sa\u011flamas\u0131. Biraz daha hisse de\u011fer art\u0131\u015f\u0131 ile kazand\u0131racak, temett\u00fcs\u00fc d\u00fc\u015f\u00fck etf’lere y\u00f6nelmeyi d\u00fc\u015f\u00fcn\u00fcyorum. VOO bunlardan birisi. Ayr\u0131ca \u00f6n\u00fcm\u00fczdeki s\u00fcre\u00e7te iyi performans g\u00f6sterece\u011fini d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcm Russell 2000 etflerini de dikkatle izliyorum. Bunlardan da yak\u0131n zamanda al\u0131m yapmay\u0131 d\u00fc\u015f\u00fcn\u00fcyorum.<\/p>\n\n\n\n

\n
\"\"<\/figure>\n<\/figure>\n\n\n\n

Toparlayacak olursam,<\/p>\n\n\n\n

BIST100\u2019\u00fcn %7.08 y\u00fckseldi\u011fi a\u011fustos ay\u0131nda toplam portf\u00f6y\u00fcm ise %3.6 de\u011fer kazand\u0131. Usd baz\u0131nda b\u00fcy\u00fcme ise %2.4 olarak ger\u00e7ekle\u015fti. Ev al\u0131m\u0131 i\u00e7in portf\u00f6yden \u00e7\u0131k\u0131\u015flar yapt\u0131\u011f\u0131m i\u00e7in getiri hesab\u0131nda hatalar olabilir. \u00d6n\u00fcm\u00fczdeki ay daha net hesaplar\u0131m. Umar\u0131m 2025\u2019in geri kalan\u0131 t\u00fcm finansal \u00f6zg\u00fcrl\u00fck yolcular\u0131 i\u00e7in bol kazan\u00e7l\u0131 ve bereketli ge\u00e7er.<\/p>\n\n\n\n

Okudu\u011funuz i\u00e7in te\u015fekk\u00fcr ederim.<\/p>\n\n\n\n

Bay Tutumlu<\/p>\n","protected":false},"excerpt":{"rendered":"

Herkese selamlar. Bir ay\u0131n daha sonuna geldik. Finansal \u00f6zg\u00fcrl\u00fck i\u00e7in yat\u0131r\u0131ma ba\u015flayal\u0131 tam 86 ay, hedefime ula\u015fal\u0131 ise 23 ay olmu\u015f. Bu ay Tutumlu ailesi…<\/p>\n","protected":false},"author":2,"featured_media":3110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[34],"tags":[24,46],"class_list":["post-3544","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portfoy","tag-finansal-ozgurluk","tag-portfoy-durumu","entry","double"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/03\/Financial-independence-word-cloud-new.jpg?fit=750%2C498&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/comments?post=3544"}],"version-history":[{"count":2,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3544\/revisions"}],"predecessor-version":[{"id":3551,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3544\/revisions\/3551"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media\/3110"}],"wp:attachment":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media?parent=3544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/categories?post=3544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/tags?post=3544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}