{"id":3537,"date":"2025-08-01T11:00:35","date_gmt":"2025-08-01T08:00:35","guid":{"rendered":"https:\/\/baytutumlu.com\/?p=3537"},"modified":"2025-08-01T11:00:37","modified_gmt":"2025-08-01T08:00:37","slug":"temmuz-2025-sonu-portfoy-durumu","status":"publish","type":"post","link":"https:\/\/baytutumlu.com\/index.php\/2025\/08\/01\/temmuz-2025-sonu-portfoy-durumu\/","title":{"rendered":"Temmuz 2025 Sonu Portf\u00f6y Durumu"},"content":{"rendered":"\n

Herkese selamlar. Bir ay\u0131n daha sonuna geldik. Finansal \u00f6zg\u00fcrl\u00fck i\u00e7in yat\u0131r\u0131ma ba\u015flayal\u0131 tam 85 ay, hedefime ula\u015fal\u0131 ise 22 ay olmu\u015f.\u00a0Finansal \u00f6zg\u00fcrl\u00fck ser\u00fcvenine ba\u015flayal\u0131 dile kolay tam 7 y\u0131l olmu\u015f. Geriye bak\u0131nca \u00e7ok h\u0131zl\u0131 ge\u00e7mi\u015f gibi fakat ya\u015farken de bir o kadar uzun geliyordu. Son 2 y\u0131ld\u0131r kendi hayat\u0131m\u0131 kendim organize ediyorum ve hi\u00e7 olmad\u0131\u011f\u0131m kadar \u00f6zg\u00fcr hissediyorum.<\/p>\n\n\n\n

Temmuz ay\u0131nda k\u00fcresel piyasalar\u0131n ve siyasetin nabz\u0131 epey y\u00fcksekti. Ay\u0131n en \u00f6nemli geli\u015fmelerinden biri, ABD ile Avrupa Birli\u011fi aras\u0131nda bir ticaret anla\u015fmas\u0131na var\u0131ld\u0131\u011f\u0131 haberiydi. Bu geli\u015fme, bir s\u00fcredir devam eden ticari gerilimi azaltarak piyasalara bir miktar nefes ald\u0131rd\u0131. Trump istedi\u011fini ald\u0131, AB ise b\u00fcy\u00fck tavizler vermek zorunda kald\u0131. \u00d6zellikle ABD piyasalar\u0131 bu haberi olduk\u00e7a be\u011fendi ve g\u00fczel y\u00fckseli\u015fler g\u00f6rd\u00fck. Sp500 bu ay %2.28 y\u00fckseli\u015fle 6339 puandan kapatt\u0131.<\/p>\n\n\n\n

FED, bu ay politika faizini beklentiler do\u011frultusunda %4,25-4,50 aral\u0131\u011f\u0131nda sabit tuttu. FED Ba\u015fkan\u0131 Powell’\u0131n faiz indirimi konusunda aceleci olmayacaklar\u0131na dair mesajlar\u0131, \u00f6zellikle alt\u0131n ve dolar endeksi \u00fczerinde bask\u0131 yaratt\u0131. <\/p>\n\n\n\n

Yurt i\u00e7inde ise TCMB bu ayki toplant\u0131da beklentilerin hafif \u00fczerinde 300 puanl\u0131k bir faiz indirimi yaparak politika faizini %43 seviyesine \u00e7ekti. Toplant\u0131 metninde y\u00f6netilen fiyatlar ve vergi ayarlamalar\u0131 nedeniyle temmuz ay\u0131nda enflasyonun ge\u00e7ici bir art\u0131\u015f g\u00f6sterebilece\u011fini belirtildi. Ekonomik g\u00fcven endeksi ise temmuzda bir \u00f6nceki aya g\u00f6re d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. Borsa \u0130stanbul i\u00e7in de olduk\u00e7a pozitif bir ayd\u0131. Ay\u0131n ba\u015f\u0131nda 10.080 puan seviyelerinden ba\u015flayan BIST 100, ay boyunca y\u00fckseli\u015f trendini korudu ve yakla\u015f\u0131k %6,58’lik bir art\u0131\u015fla 10.743 puandan kapatt\u0131.<\/p>\n\n\n\n

Ki\u015fisel Portf\u00f6y<\/strong><\/p>\n\n\n\n

Ki\u015fisel portf\u00f6y\u00fcm de Bist100’\u00fcn y\u00fckseli\u015finden fazlas\u0131yla nasibini ald\u0131. Hisse senedi portf\u00f6y\u00fcm %10.5 de\u011fer kazan\u0131rken toplam portf\u00f6y\u00fcm\u00fcn kazanc\u0131 %9.35 oldu. Dolar baz\u0131nda kazan\u00e7 ise %7.01 olarak ger\u00e7ekle\u015fti. B\u00f6ylece iki ay \u00fcst\u00fcste %10’a yak\u0131n b\u00fcy\u00fcme yakalam\u0131\u015f oldum.<\/p>\n\n\n\n

Bu ay herhangi bir ekleme ya da \u00e7\u0131karma yapmad\u0131m. En son 30 may\u0131sta nakit oran\u0131m\u0131 %10\u2019dan %5 civar\u0131na d\u00fc\u015f\u00fcrecek \u015fekilde al\u0131mlar yapm\u0131\u015ft\u0131m. Biraz da \u015fans\u0131n yard\u0131m\u0131yla piyasa o tarihten beri \u00e7ok iyi performans g\u00f6sterdi. <\/p>\n\n\n\n

G\u00fcncel portf\u00f6y durumum bu \u015fekildedir. RYGYO ve ISMEN portf\u00f6yde birincili\u011fi kapmak i\u00e7in k\u0131yas\u0131ya bir yar\u0131\u015f i\u00e7indeler. RYGYO’da son birka\u00e7 g\u00fcn haricinde yabanc\u0131 al\u0131mlar\u0131 h\u0131z kesmeden devam etti. ISMEN taraf\u0131nda ise son haftalarda hacimler 180 milyar ve \u00fczerinde seyrediyor. Faizlerin de d\u00fc\u015f\u00fc\u015f trendine girmesiyle kredi kullan\u0131m oran\u0131 artacakt\u0131r. Borsan\u0131n g\u00fc\u00e7l\u00fc seyretti\u011fi d\u00f6nemlerde kredi i\u015ftah\u0131 y\u00fcksek oluyor. 2. \u00e7eyrek bilan\u00e7osunu merakla bekliyorum.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n


Bu arada 2025 ikinci \u00e7eyrek bilan\u00e7o tarihleri a\u00e7\u0131klanmaya ba\u015fland\u0131. Bu d\u00f6nemde yeni a\u00e7t\u0131\u011f\u0131m patreon hesab\u0131m \u00fczerinden be\u011fendi\u011fim \u015firketlerin detayl\u0131 bilan\u00e7o analizlerini payla\u015fmaya ba\u015flad\u0131m. Ayr\u0131ca kapsaml\u0131 yat\u0131r\u0131m tezleri, ki\u015fisel yorumlar\u0131mla haber ak\u0131\u015f\u0131, takip listesi gibi ek avantajlar da mevcut. A\u015fa\u011f\u0131daki linkten kontrol edebilirsiniz.<\/p>\n\n\n\n

https:\/\/www.patreon.com\/c\/BayTutumlu<\/a><\/p>\n\n\n\n

https:\/\/www.patreon.com\/posts\/dusen-marjlara-2-135320131?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link<\/a><\/p>\n\n\n\n

https:\/\/www.patreon.com\/posts\/is-yatirim-tezi-133456604?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link<\/a><\/p>\n\n\n\n

Portf\u00f6y\u00fcmdeki \u015firketlerden gelen bilan\u00e7olar aras\u0131nda Ford Otosan ve T\u00fcpra\u015f’\u0131 be\u011fendim. T\u00fcrk Trakt\u00f6r ise zay\u0131f sonu\u00e7lar getirdi. Ford Otosandan hala ikinci taksit temett\u00fcy\u00fc beklemeye devam ediyorum:)<\/p>\n\n\n\n

Eurobond Portf\u00f6y\u00fc<\/strong>
Eurobond taraf\u0131nda bu ekleme yapmad\u0131m.\u00a0Toplamda 1333 $ kupon geliri elde ederek en verimli ay\u0131 geride b\u0131rakm\u0131\u015f oldum. \u015eimdilik kuponlar\u0131 nakit olarak tutuyorum. ABD taraf\u0131ndaki ufak geri \u00e7ekilmelerde endeks fonlar\u0131na ekleme yapmaya devam edece\u011fim.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

ABD Portf\u00f6y\u00fc<\/strong><\/p>\n\n\n\n

ABD taraf\u0131nda d\u00fczenli etf toplamay\u0131 s\u00fcrd\u00fcr\u00fcyorum. Gerek gelen etf temett\u00fcleri gerekse eurobond kuponlar\u0131yla ufak ufak VOO almaya devam ediyorum. Buradaki pozisyonlar\u0131m \u00e7ok uzun vadeli oldu\u011fu i\u00e7in dokunmay\u0131 d\u00fc\u015f\u00fcnm\u00fcyorum. Ge\u00e7en ay etf\u2019lerimin \u00fc\u00e7\u00fcnden de \u00e7eyreklik temett\u00fclerimiz gelmi\u015fti. SCHD hisse ba\u015f\u0131na 0.26 $, VOO 1.74 $, SPYG ise 0.13 $ temett\u00fc da\u011f\u0131tt\u0131lar. Bu temett\u00fcleri de tekrar etf al\u0131m\u0131nda de\u011ferlendirdim.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Toparlayacak olursam,<\/p>\n\n\n\n

BIST100\u2019\u00fcn %6.58 y\u00fckseldi\u011fi haziran ay\u0131nda hisse senedi portf\u00f6y\u00fcm TL baz\u0131nda %10.5, toplam portf\u00f6y\u00fcm ise %9.35 de\u011fer kazand\u0131. Usd baz\u0131nda b\u00fcy\u00fcme ise %7.01 olarak ger\u00e7ekle\u015fti. Umar\u0131m 2025\u2019in ikinci yar\u0131s\u0131 t\u00fcm finansal \u00f6zg\u00fcrl\u00fck yolcular\u0131 i\u00e7in bol kazan\u00e7l\u0131 ve bereketli ge\u00e7er.<\/p>\n\n\n\n

Okudu\u011funuz i\u00e7in te\u015fekk\u00fcr ederim.<\/p>\n\n\n\n

Bay Tutumlu<\/p>\n","protected":false},"excerpt":{"rendered":"

Herkese selamlar. Bir ay\u0131n daha sonuna geldik. Finansal \u00f6zg\u00fcrl\u00fck i\u00e7in yat\u0131r\u0131ma ba\u015flayal\u0131 tam 85 ay, hedefime ula\u015fal\u0131 ise 22 ay olmu\u015f.\u00a0Finansal \u00f6zg\u00fcrl\u00fck ser\u00fcvenine ba\u015flayal\u0131 dile…<\/p>\n","protected":false},"author":2,"featured_media":682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[34],"tags":[46],"class_list":["post-3537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portfoy","tag-portfoy-durumu","entry","double"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2023\/07\/flight-sky-earth-space.jpg?fit=1880%2C1253&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/comments?post=3537"}],"version-history":[{"count":1,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3537\/revisions"}],"predecessor-version":[{"id":3542,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3537\/revisions\/3542"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media\/682"}],"wp:attachment":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media?parent=3537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/categories?post=3537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/tags?post=3537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}