{"id":3283,"date":"2025-05-13T12:31:28","date_gmt":"2025-05-13T09:31:28","guid":{"rendered":"https:\/\/baytutumlu.com\/?p=3283"},"modified":"2025-05-29T21:31:38","modified_gmt":"2025-05-29T18:31:38","slug":"anadolu-sigorta-2025-1-ceyrek-bilanco-analizi","status":"publish","type":"post","link":"https:\/\/baytutumlu.com\/index.php\/2025\/05\/13\/anadolu-sigorta-2025-1-ceyrek-bilanco-analizi\/","title":{"rendered":"Anadolu Sigorta 2025 1.\u00c7eyrek Bilan\u00e7o Analizi"},"content":{"rendered":"\n<p>Herkese selamlar.<\/p>\n\n\n\n<p>2025 1. \u00c7eyrek bilan\u00e7o analizlerine Anadolu Sigorta ile devam ediyorum. \u015eirketi bu y\u0131l \u015fubat ay\u0131nda portf\u00f6ye alm\u0131\u015ft\u0131m. Al\u0131rken de ufak bir analiz yapm\u0131\u015ft\u0131m, \u00f6ncelikle onu payla\u015fay\u0131m.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"tr\" dir=\"ltr\">Bug\u00fcn portf\u00f6ye yeni bir \u015firket ekledim. 2 \u015firketle de yollar ayr\u0131ld\u0131.<br>\u00d6ncelikle yeni  \u015firketle ba\u015flayal\u0131m. Sigorta sekt\u00f6r\u00fcnden <a href=\"https:\/\/twitter.com\/hashtag\/ANSGR?src=hash&amp;ref_src=twsrc%5Etfw\">#ANSGR<\/a>.<br>Al\u0131\u015f tezim \u015fu kriterlere dayan\u0131yor.<br>\u2705\u0130\u015f grubu b\u00fcnyesinde kurumsal y\u00f6netim.<br>\u2705\u015eirketin sekt\u00f6rdeki g\u00fc\u00e7l\u00fc yap\u0131s\u0131<br>\u2705D\u00fc\u015f\u00fck karl\u0131l\u0131kl\u0131 ara\u00e7\u2026 <a href=\"https:\/\/t.co\/tVhujfFkoI\">pic.twitter.com\/tVhujfFkoI<\/a><\/p>&mdash; Bay Tutumlu (@BayTutumlu) <a href=\"https:\/\/twitter.com\/BayTutumlu\/status\/1892269282647576913?ref_src=twsrc%5Etfw\">February 19, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p><strong>Faaliyet Verileri<\/strong><\/p>\n\n\n\n<p>\u00d6ncelikle sigortac\u0131l\u0131k taraf\u0131 prim \u00fcretimleriyle ba\u015flayal\u0131m. \u0130lk \u00e7eyrekte hastal\u0131k\/sa\u011fl\u0131k bran\u015f\u0131nda prim \u00fcretimi %91 olmu\u015f. \u015eirketin zaten bu alana a\u011f\u0131rl\u0131k vermeye \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 belirtmi\u015ftim. Nitekim toplam prim \u00fcretimi i\u00e7erisinde %27.7 ile ilk s\u0131raya yerle\u015fmi\u015f(2024 1.\u00c7eyrekte %20 idi). Bu bran\u015fta hasar\/prim oran\u0131 %92 olmu\u015f(ge\u00e7en y\u0131l %103 idi).<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"635\" height=\"291\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.54.42.png?resize=635%2C291&#038;ssl=1\" alt=\"\" class=\"wp-image-3284\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.54.42.png?w=635&amp;ssl=1 635w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.54.42.png?resize=300%2C137&amp;ssl=1 300w\" sizes=\"auto, (max-width: 635px) 100vw, 635px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p> Di\u011fer bran\u015flarda ise \u00f6zellikle kasko ve sigorta taraf\u0131nda teknik denge negatif olmu\u015f. Toplamda bile\u015fik rasyo %100\u2019den %110 seviyesine gelmi\u015f. Di\u011fer sigorta \u015firketlerinde de bu durum ge\u00e7erli. 2025 ilk \u00e7eyrekte bol bol hasar \u00f6demesi yapm\u0131\u015flar. Toplam prim \u00fcretimi %41 artarak 23.2 milyar TL\u2019ye y\u00fckselmi\u015f.\u00a0\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"649\" height=\"262\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.32.08.png?resize=649%2C262&#038;ssl=1\" alt=\"\" class=\"wp-image-3285\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.32.08.png?w=649&amp;ssl=1 649w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.32.08.png?resize=300%2C121&amp;ssl=1 300w\" sizes=\"auto, (max-width: 649px) 100vw, 649px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><strong>Yat\u0131r\u0131m Gelirleri<\/strong><\/p>\n\n\n\n<p>Yat\u0131r\u0131m Gelirleri taraf\u0131na bakt\u0131\u011f\u0131m\u0131zda ise zay\u0131f bir ilk \u00e7eyrek ge\u00e7irilmi\u015f. Toplam yat\u0131r\u0131m gelirleri ge\u00e7ti\u011fimiz y\u0131l\u0131n ayn\u0131 \u00e7eyre\u011fine g\u00f6re %32.5 art\u0131\u015fla 7.4 milyar TL olmu\u015f. Yat\u0131r\u0131m gelirleri kaleminde menkul k\u0131ymet de\u011fer azal\u0131\u015flar\u0131 nedeniyle 1.26 milyar TL\u2019lik bir d\u00fc\u015f\u00fc\u015f ger\u00e7ekle\u015fmi\u015f. Bu nedenle toplam yat\u0131r\u0131m giderleri 3.1 milyar TL olu\u015fmu\u015f. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"656\" height=\"248\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.55.48.png?resize=656%2C248&#038;ssl=1\" alt=\"\" class=\"wp-image-3286\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.55.48.png?w=656&amp;ssl=1 656w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.55.48.png?resize=300%2C113&amp;ssl=1 300w\" sizes=\"auto, (max-width: 656px) 100vw, 656px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Toplam yat\u0131r\u0131m portf\u00f6y\u00fc 58.5 milyar TL\u2019ye ula\u015fm\u0131\u015f durumda. Burada ilk \u00e7eyrek beklentilerin alt\u0131nda gelse de y\u0131l sonu beklentim olan 80 milyar TL\u2019yi koruyorum.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"647\" height=\"242\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.56.04.png?resize=647%2C242&#038;ssl=1\" alt=\"\" class=\"wp-image-3287\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.56.04.png?w=647&amp;ssl=1 647w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/Ekran-Resmi-2025-04-28-13.56.04.png?resize=300%2C112&amp;ssl=1 300w\" sizes=\"auto, (max-width: 647px) 100vw, 647px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><strong>Sonu\u00e7 ve De\u011ferlendirme<\/strong><\/p>\n\n\n\n<p>Mevcut durumda \u015firket \u00f6zelinde y\u0131l sonu beklentilerimde bir de\u011fi\u015fiklik yok. \u0130lk \u00e7eyrekte ger\u00e7ekle\u015fen beklenti \u00fcst\u00fc hasar \u00f6demelerinin y\u0131l i\u00e7inde normalle\u015fmesini beklerim. Sa\u011fl\u0131k bran\u015f\u0131nda prim \u00fcretimi artarak devam edecek. \u0130lk \u00e7eyrekte yat\u0131r\u0131m gelirlerinden beklenen katk\u0131 gelmese de y\u0131l i\u00e7erisinde \u015firketin buray\u0131 telafi edebilece\u011fini d\u00fc\u015f\u00fcn\u00fcyorum. Fiyatlama anlam\u0131nda piyasa olduk\u00e7a fazla cezaland\u0131rd\u0131.<\/p>\n\n\n\n<p>Okudu\u011funuz i\u00e7in te\u015fekk\u00fcr ederim.<\/p>\n\n\n\n<p>Bay Tutumlu<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Herkese selamlar. 2025 1. \u00c7eyrek bilan\u00e7o analizlerine Anadolu Sigorta ile devam ediyorum. \u015eirketi bu y\u0131l \u015fubat ay\u0131nda portf\u00f6ye alm\u0131\u015ft\u0131m. Al\u0131rken de ufak bir analiz yapm\u0131\u015ft\u0131m,&#8230;<\/p>\n","protected":false},"author":2,"featured_media":3288,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[44,5,4],"tags":[45,22,26],"class_list":["post-3283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bilanco","category-borsa","category-hisse-senedi","tag-bilanco","tag-borsa","tag-hisse-senedi","entry","double"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2025\/05\/1739181693_logo_02-1536x864-1.jpg?fit=1536%2C864&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/comments?post=3283"}],"version-history":[{"count":1,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3283\/revisions"}],"predecessor-version":[{"id":3289,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/3283\/revisions\/3289"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media\/3288"}],"wp:attachment":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media?parent=3283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/categories?post=3283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/tags?post=3283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}