{"id":1024,"date":"2024-09-30T21:47:36","date_gmt":"2024-09-30T18:47:36","guid":{"rendered":"https:\/\/baytutumlu.com\/?p=1024"},"modified":"2024-09-30T21:47:41","modified_gmt":"2024-09-30T18:47:41","slug":"eylul-2024-sonu-portfoy-durumu","status":"publish","type":"post","link":"https:\/\/baytutumlu.com\/index.php\/2024\/09\/30\/eylul-2024-sonu-portfoy-durumu\/","title":{"rendered":"Eyl\u00fcl 2024 Sonu Portf\u00f6y Durumu"},"content":{"rendered":"\n<p>Herkese selamlar.<\/p>\n\n\n\n<p>Bir ay\u0131n daha sonuna geldik. Finansal \u00f6zg\u00fcrl\u00fck amac\u0131yla yat\u0131r\u0131ma ba\u015flayal\u0131 75 ay, hedefime ula\u015fal\u0131 ise 12 ay yani 1 y\u0131l olmu\u015f. Eyl\u00fcl ay\u0131nda okullar\u0131n a\u00e7\u0131lmas\u0131yla birlikte hayat\u0131m\u0131 daha fazla d\u00fczene oturttu\u011fum bir ay oldu. K\u0131z\u0131m\u0131z tam zamanl\u0131 olarak anaokuluna ba\u015flad\u0131. Ben de biraz daha artan bo\u015f vakitlerimde sa\u011fl\u0131\u011f\u0131ma yat\u0131r\u0131m yapmak i\u00e7in spor salonuna gitmeye ba\u015flad\u0131m. \u015eimdilik olduk\u00e7a iyi gidiyor. Zaten salonda hocalar antrenman konular\u0131nda yard\u0131mc\u0131 oluyorlar fakat beslenme konusunda eksiklerim vard\u0131. Bu konuda twitter \u00fczerinden de birka\u00e7 tavsiye istemi\u015ftim, sa\u011folsunlar herkes az \u00e7ok yard\u0131mc\u0131 olmaya \u00e7al\u0131\u015ft\u0131. \u00d6zellikle \u015fu detayl\u0131 cevab\u0131 yazan takip\u00e7ime \u00e7ok te\u015fekk\u00fcr ediyorum. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"tr\" dir=\"ltr\">Hocam yo\u011fundum d\u00f6nemedim kusura bakmay\u0131n. Ben gelene kadar herkes bir \u015feyler yazm\u0131\u015f \ud83d\ude00. S\u00f6yledi\u011finiz denklemde enerji sarfiyat\u0131n\u0131z+100\/200kcal t\u00fcketiminiz ideal olacakt\u0131r g\u00fcnl\u00fck. Bazal metabolizman\u0131z\u0131 ort. 1800 olarak hesaplad\u0131m. Fiziksel hareketlili\u011finiz\u2026<\/p>&mdash; \u0130brahim Lincoln (@brahimLincoln2) <a href=\"https:\/\/twitter.com\/brahimLincoln2\/status\/1831815125730521513?ref_src=twsrc%5Etfw\">September 5, 2024<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>Spor yapmaya ba\u015flad\u0131ktan sonra uyku kalitemin de artt\u0131\u011f\u0131n\u0131 fark ettim. \u015eimdilik haftada 4 g\u00fcn gitmeye devam ediyorum. Umar\u0131m uzun vadede sab\u0131rla devam ettirebilirim. Spor da bir anlamda yat\u0131r\u0131m gibi. K\u0131sa vadede sonu\u00e7lar\u0131n\u0131 g\u00f6rmek zor fakat sab\u0131rla devam etti\u011finiz takdirde \u00f6d\u00fcl\u00fcn\u00fc mutlaka al\u0131yorsunuz.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"tr\" dir=\"ltr\">Haftada 4 g\u00fcn antrenmana ba\u015flad\u0131\u011f\u0131mdan beri uyku kalitem 6-7 puan artt\u0131. Y\u0131l boyunca hedefim ortalama 80&#39;in \u00fczerinde kalmak. Her g\u00fcn yak\u0131n saatlerde yat\u0131p alarms\u0131z uyanman\u0131n b\u00fcy\u00fck faydas\u0131n\u0131 g\u00f6r\u00fcyorum. Yatmadan 1 saat \u00f6nce ekran\u0131 kapatabilsem daha da iyi olacak asl\u0131nda. <a href=\"https:\/\/t.co\/F1optInLMW\">pic.twitter.com\/F1optInLMW<\/a><\/p>&mdash; Bay Tutumlu (@BayTutumlu) <a href=\"https:\/\/twitter.com\/BayTutumlu\/status\/1830558611422036472?ref_src=twsrc%5Etfw\">September 2, 2024<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>Bunun d\u0131\u015f\u0131nda Finansal \u00d6zg\u00fcrl\u00fck Kul\u00fcb\u00fc&#8217;ne art\u0131k 2 haftada bir b\u00f6l\u00fcmler kaydetmeye ba\u015flad\u0131k. Ayda bir oldu\u011funda hem \u00f6nceki b\u00f6l\u00fcm unutulmu\u015f oluyordu, hem de biz anlatacaklar\u0131m\u0131z\u0131 yeterince detayl\u0131 aktaram\u0131yorduk. Bu vesileyle dinlemeyenler i\u00e7in portf\u00f6y da\u011f\u0131l\u0131m stratejilerini konu\u015ftu\u011fumuz son b\u00f6l\u00fcm\u00fcn linkini b\u0131rakay\u0131m. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-spotify wp-block-embed-spotify wp-embed-aspect-21-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Spotify Embed: Portf\u00f6y da\u011f\u0131l\u0131m stratejileri | Finansal \u00d6zg\u00fcrl\u00fck Kul\u00fcb\u00fc #5\" style=\"border-radius: 12px\" width=\"100%\" height=\"152\" frameborder=\"0\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; fullscreen; picture-in-picture\" loading=\"lazy\" src=\"https:\/\/open.spotify.com\/embed\/episode\/1i43dZG5Of8wlAyZCaI5Mo?utm_source=oembed\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>Eyl\u00fcl Ay\u0131nda Piyasalar<\/strong><\/p>\n\n\n\n<p>Ki\u015fisel bilgilerden sonra eyl\u00fcl ay\u0131nda piyasalar\u0131n genel durumuna bakal\u0131m. Global tarafta FED bu ay ilk defa politika faizini 50 puan indirerek %4.75-%5 aral\u0131\u011f\u0131na getirdi. Toplant\u0131dan \u00f6nceki hafta swap fiyatlamalar\u0131nda bu ihtimali g\u00f6rsek de yine de faiz indirimlerine 50 puanla ba\u015flamalar\u0131 biraz s\u00fcrpriz oldu. Piyasalarda iyimser hava devam ediyor. Ge\u00e7ti\u011fimiz hafta \u00c7in merkez bankas\u0131 2008&#8217;den beri en y\u00fcksek te\u015fvik paketini a\u00e7\u0131klayarak piyasaya 114 milyar dolar enjekte edece\u011fini a\u00e7\u0131klad\u0131. Bu para, ilk etapta bankalar\u0131 desteklemek i\u00e7in kullan\u0131lacak. <\/p>\n\n\n\n<p>Hem \u00c7in taraf\u0131nda hem de bat\u0131da ya\u015fanan iyimserlik hen\u00fcz \u00fclkemize u\u011framasa da eli kula\u011f\u0131nda diye d\u00fc\u015f\u00fcn\u00fcyorum. Bu ay TCMB beklendi\u011fi \u015fekilde faizi de\u011fi\u015ftirmezken ileriye d\u00f6n\u00fck yumu\u015fama mesajlar\u0131 metinde hissedildi. Bu hafta yay\u0131mlanan analist raporlar\u0131nda Bank of America ve HSBC kas\u0131m ya da aral\u0131k aylar\u0131nda ilk indirimin gelmesini bekliyorlar.<\/p>\n\n\n\n<p><strong>Ki\u015fisel Portf\u00f6y\u00fcm<\/strong><\/p>\n\n\n\n<p>Uzun s\u00fcredir takip edenlerin bildi\u011fi \u00fczere hisse senedi portf\u00f6y\u00fcmde uzun vadeli yat\u0131r\u0131m\u0131 benimsiyorum. Yapaca\u011f\u0131m de\u011fi\u015fiklikleri uzun s\u00fcre d\u00fc\u015f\u00fcnerek yap\u0131yorum ve portf\u00f6y d\u00f6n\u00fc\u015f\u00fcm oran\u0131n\u0131 minimumda tutmaya \u00e7al\u0131\u015f\u0131yorum. Ge\u00e7ti\u011fimiz ay Alarko-T\u00fcrk Trakt\u00f6r de\u011fi\u015fimi yapm\u0131\u015ft\u0131m. Bu ay herhangi bir sat\u0131\u015f yapmad\u0131m, yaln\u0131zca gelen T\u00fcpra\u015f temett\u00fcleri ve bir miktar nakitle Vakko ekledim. <\/p>\n\n\n\n<p>G\u00fcncel hisse senedi portf\u00f6y\u00fcm bu \u015fekildedir. Faiz indirimlerinin ba\u015flamas\u0131ndan olumlu etkilenebilecek bir dolu \u015firkete sahibim:) Umar\u0131m piyasa da \u00f6n\u00fcm\u00fczdeki aylarda gerekli fiyatlamay\u0131 yapar.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"928\" height=\"586\" data-id=\"1025\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.16.png?resize=928%2C586&#038;ssl=1\" alt=\"\" class=\"wp-image-1025\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.16.png?w=928&amp;ssl=1 928w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.16.png?resize=300%2C189&amp;ssl=1 300w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.16.png?resize=768%2C485&amp;ssl=1 768w\" sizes=\"auto, (max-width: 928px) 100vw, 928px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/figure>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"582\" data-id=\"1026\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.33.png?resize=1024%2C582&#038;ssl=1\" alt=\"\" class=\"wp-image-1026\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.33.png?resize=1024%2C582&amp;ssl=1 1024w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.33.png?resize=300%2C171&amp;ssl=1 300w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.33.png?resize=768%2C436&amp;ssl=1 768w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.31.33.png?w=1200&amp;ssl=1 1200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/figure>\n\n\n\n<p>Eurobond taraf\u0131nda bu ay 950 $ kupon \u00f6demesi ald\u0131m. Olduk\u00e7a bereketli bir ay oldu. Gelen kuponlar\u0131n bir k\u0131sm\u0131yla ABD portf\u00f6y\u00fcne ekleme yapt\u0131m, bir k\u0131sm\u0131 ise nakit olarak bekliyor.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"469\" data-id=\"1027\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.33.57.png?resize=1024%2C469&#038;ssl=1\" alt=\"\" class=\"wp-image-1027\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.33.57.png?resize=1024%2C469&amp;ssl=1 1024w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.33.57.png?resize=300%2C137&amp;ssl=1 300w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.33.57.png?resize=768%2C352&amp;ssl=1 768w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.33.57.png?w=1402&amp;ssl=1 1402w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/figure>\n\n\n\n<p>ABD taraf\u0131nda bu ay eurobond kuponlar\u0131yla az miktarda $VOO eklemesi yapt\u0131m. SP500 zirvelerde gezinmeye devam ediyor. Resesyon fiyatlamas\u0131 pek yok gibi. Ayr\u0131ca ay i\u00e7erisinde $SPYG etf&#8217;inden temett\u00fc \u00f6demesi geldi. Bu arada ilk defa bir etf&#8217;in b\u00f6l\u00fcnd\u00fc\u011f\u00fcne \u015fahit oluyorum. 8 ekimde ger\u00e7ekle\u015fecek olan b\u00f6l\u00fcnmede $SCHD 1 e 3 oran\u0131nda b\u00f6l\u00fcnecek ve hisse say\u0131m artm\u0131\u015f olacak.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-4 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"994\" height=\"244\" data-id=\"1028\" src=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.39.48.png?resize=994%2C244&#038;ssl=1\" alt=\"\" class=\"wp-image-1028\" srcset=\"https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.39.48.png?w=994&amp;ssl=1 994w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.39.48.png?resize=300%2C74&amp;ssl=1 300w, https:\/\/i0.wp.com\/baytutumlu.com\/wp-content\/uploads\/2024\/09\/Ekran-Resmi-2024-09-30-21.39.48.png?resize=768%2C189&amp;ssl=1 768w\" sizes=\"auto, (max-width: 994px) 100vw, 994px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/figure>\n\n\n\n<p>Toparlayacak olursam,<\/p>\n\n\n\n<p>Eyl\u00fcl ay\u0131nda portf\u00f6y TL baz\u0131nda %0.62, $ baz\u0131nda ise %0.94 de\u011fer kaybetti. BIST 100\u2019\u00fcn %1.74 d\u00fc\u015ft\u00fc\u011f\u00fc bir ayda eurobond ve ABD yat\u0131r\u0131mlar\u0131 portf\u00f6y\u00fc az da olsa korudu. F.\u00d6. oran\u0131m\u0131z ise %112\u2019ye geriledi. 2024 son \u00e7eyre\u011finde yerelde faiz indirimlerinin ba\u015flamas\u0131yla \u00f6zellikle geri kalan sanayi \u015firketlerinin hareketlenece\u011fini d\u00fc\u015f\u00fcn\u00fcyorum. \u015eu anda y\u00fcksek faizler reel sekt\u00f6r\u00fc etkiliyor ve bilan\u00e7olar enflasyon muhasebesinin de etkisiyle hi\u00e7 i\u00e7 a\u00e7\u0131c\u0131 de\u011fil. Fakat borsan\u0131n gelece\u011fi fiyatlad\u0131\u011f\u0131n\u0131 da unutmamak gerekiyor. T\u00fcm finansal \u00f6zg\u00fcrl\u00fck yolcular\u0131na bol kazan\u00e7l\u0131 bir y\u0131l dilerim.<\/p>\n\n\n\n<p>Bay Tutumlu<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Herkese selamlar. Bir ay\u0131n daha sonuna geldik. Finansal \u00f6zg\u00fcrl\u00fck amac\u0131yla yat\u0131r\u0131ma ba\u015flayal\u0131 75 ay, hedefime ula\u015fal\u0131 ise 12 ay yani 1 y\u0131l olmu\u015f. Eyl\u00fcl ay\u0131nda&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[5,3,7,8,34],"tags":[22,24,25,26,23],"class_list":["post-1024","post","type-post","status-publish","format-standard","hentry","category-borsa","category-erken-emeklilik","category-eurobond","category-finansal-ozgurluk","category-portfoy","tag-borsa","tag-finansal-ozgurluk","tag-fire","tag-hisse-senedi","tag-yatirim","entry","double"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/1024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/comments?post=1024"}],"version-history":[{"count":1,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/1024\/revisions"}],"predecessor-version":[{"id":1030,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/posts\/1024\/revisions\/1030"}],"wp:attachment":[{"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/media?parent=1024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/categories?post=1024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baytutumlu.com\/index.php\/wp-json\/wp\/v2\/tags?post=1024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}